What is Barista FIRE?

Barista FIRE means leaving your primary career early and working a lower-stress, part-time job (like a barista) that covers basic living expenses. Your investment corpus grows undisturbed and eventually covers full retirement. It's a middle path between full FIRE and working full-time.

How to calculate Barista FIRE number?

Barista FIRE Corpus = (Annual Expenses - Annual Part-Time Income) × 25-33. E.g., ₹1.2L/month expenses, ₹50K/month part-time income → Gap = ₹70K/month = ₹8.4L/year → Corpus needed = ₹2.1-2.8 crore (vs ₹4+ crore for full FIRE).

What jobs work for Barista FIRE in India?

Popular part-time income sources: freelancing (writing, design, dev), consulting, tutoring/coaching, content creation, REITs/dividend investing, small business/side hustle. The key: find work that covers ₹30,000-60,000/month without being full-time stressful.

Barista FIRE Planner

Calculate how early you can retire by incorporating part-time income (Barista income) into your withdrawal strategy — reducing the corpus needed.

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Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.