How much retirement corpus do I need in India?

A common rule: 25x your annual expenses at retirement (4% SWR). But India's higher inflation makes 30x safer. E.g., ₹1 lakh/month expenses → ₹3.6 crore corpus at 30x.

How much should I save monthly for retirement?

A 30-year-old wanting to retire at 60 with ₹3 crore corpus (at 12% pre-retirement return, 7% inflation) needs approximately ₹8,000-10,000/month SIP. Use this calculator for your exact number.

Is ₹5 crore enough to retire in India?

₹5 crore supports ~₹1.5-2 lakh/month sustainable withdrawals at 3.5% SWR adjusted for 7% inflation. It's sufficient for most middle-class retirements in Tier-2 cities, but may be tight in metro areas.

Retirement Corpus Calculator

Calculate the inflation-adjusted corpus needed at retirement and the monthly SIP required to build it.

Related Calculators

Pension Corpus Withdrawal Planner

PMVVY Calculator

SWP Calculator

Monte Carlo FIRE Simulator

Regulatory Disclaimer

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.