ULIP vs Mutual Fund Comparator
Compare ULIPs with Mutual Funds after accounting for all charges, taxes, and insurance costs.
Quick Summary: ULIP vs Mutual Fund Comparator
ULIPs offer a tax-free maturity under Section 10(10D) if the annual premium is below ₹2.5 Lakh. However, they carry premium allocation and mortality charges. Mutual Funds (plus a term plan) often outperform ULIPs due to lower costs, despite the 12.5% LTCG tax on equity gains over ₹1.25 Lakh.
Related Calculators
Regulatory Disclaimer
Last verified May 2026
Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.
Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."
Consult a SEBI-registered IA or CA for personalised advice.
9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.

