Can NRIs avoid TDS on mutual funds?

No, AMCs are legally required to deduct TDS on all NRI redemptions. However, you can use DTAA treaties to lower the TDS rate for certain fund types.

Is the ₹1.25 Lakh LTCG exemption available to NRIs?

Yes, the exemption is available, but AMCs do NOT consider it while deducting TDS. You must claim it as a refund when filing your Indian ITR.

NRI Mutual Fund TDS CalculatorFY 2026-27

Calculate the strict upfront TDS deducted for NRIs on Equity and Debt mutual fund redemptions.

Quick Summary: NRI Mutual Fund TDS Calculator

AMCs deduct TDS upfront for NRIs: 12.5% on LTCG Equity (after 1 year), 20% on STCG Equity, and 30% on Debt funds. Unlike residents, NRIs cannot avoid this TDS via forms; you must file an ITR to claim refunds for exemptions like the ₹1.25L LTCG limit.

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Regulatory Disclaimer · FY 2026-27

Last verified May 2026

Statutory Disclosure

Nature:Calculator platform and is NOT a SEBI-registered Investment Adviser. All calculations are indicative.

Risk:"Investments in securities market are subject to market risks. Read all related documents carefully before investing."

Consult a SEBI-registered IA or CA for personalised advice.

9 out of 10 traders in F&O incurred net losses (SEBI 2023). Tax estimates based on IT Act 2025. Trezoriq is not liable for financial decisions based on results.